Comprehensive Medicare Transition Plan

Service Description

The complete roadmap for moving from employer coverage to Medicare — with confidence and zero guesswork. This is more than just a consultation — it’s a full Medicare transition strategy for people with complex situations like COBRA, HSA accounts, retiree benefits, or high income affecting IRMAA. In two 60-minute strategy sessions, you’ll get expert guidance on timing, plan choice, and cost control. During your 2 sessions, we will: -Determine your ideal Medicare start date to align with retirement, job change, or COBRA end date. -Compare employer coverage vs. Medicare to ensure you make the most cost-effective choice. -Review IRMAA impact with income-based projections and reduction strategies when applicable. -Address HSA coordination — when to stop contributions, how to use funds post-Medicare, and maximizing pre-enrollment savings. -Compare Medigap vs. Medicare Advantage with cost and benefit projections tailored to your lifestyle. -Optimize your prescription drug plan with a 12-month cost projection. -Outline a clear, step-by-step Medicare action plan so you know exactly what to do next. After your session, you’ll receive your Comprehensive Medicare Planning Portfolio — a 20–25 page custom document including: -Personalized Medicare transition timeline -Side-by-side cost and coverage comparison (Employer vs. Medicare) -IRMAA chart and life-changing event guidance -Medigap vs. Medicare Advantage comparison tables -Drug plan cost projection and formulary notes -HSA coordination guide for your transition -Pre-filled forms when possible (CMS-L564, SSA-44, etc.) -Resource links and checklists for a seamless transition Includes 30 days of post-consultation email support for any questions or follow-up.